"Small Bill" Proposal for Sensible Health-Care Reform

To make health insurance more accessible, affordable, and portable -- without threatening the quality of care or the preexisting insurance of millions of Americans:

1. End the unfair tax on the uninsured (and self-insured), giving them a tax-break similar to that which is already available to those with employer-provided insurance.

2. Allow Americans to buy insurance across state lines.

3. Expand Americans' ability to keep their insurance when they leave their job.

4. Allow lower premiums for healthier lifestyles.

5. Cut costs by preventing runaway malpractice lawsuits.

6. Provide further help for those who are uninsured and have expensive preexisting conditions, by increasing federal support for state-run high-risk pools.