The Heartland Institute: Free Market Solutions

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8 article(s) found. Displaying article(s) 1 - 8.

Banking Doesn't Need Further Regulation in U.S.

Matthew Glans

The Cape Cod Times / The Cape Cod Times / July 12, 2009

The decision to write or reject a loan should lie with the lender, who should carefully consider the qualifications of the borrower. Many smaller community ... (read more)

Credit Scoring for Insurance Benefits Consumers

Matthew Glans

Finance, Insurance & Real Estate News / The Heartland Institute / August 01, 2009

Legislators across the country have been proposing bans on the use of credit scores in companies’ decisions to issue or price insurance, even though ... (read more)

FDIC Reform Urgently Needed

Matthew Glans

The San Angelo Standard-Times / The San Angelo Standard-Times / March 13, 2009

Last year, the Federal Deposit Insurance Corporation seized 25 banks, the most since 1993, at a cost of roughly $7 billion from its Deposit Insurance Fund, ... (read more)

FDIC’s Burden Growing

Matthew Glans

Worcester Telegram & Gazette News / Worcester Telegram & Gazette News / February 26, 2009

David Carpenter’s comment on the security of FDIC-insured online banks places a great deal of faith in an institution that is under a great deal of ... (read more)

Private Options for Mortgage Recovery Offered

Brian Bishop

Budget & Tax News / The Heartland Institute / January 01, 2009

In an effort to relieve taxpayers of the enormous financial obligations the recent Wall Street bailout involves, economists and other analysts are offering ... (read more)

The Contribution of Monetary & Fiscal Policies to the Current Financial Crisis

Robert Genetski

Classical Principles / Classical Principles / November 12, 2008

The Contribution of Monetary & Fiscal Policies to the Current Financial Crisis Government: If you think the problems we create are bad, just ... (read more)

Florida’s Freedom Bank Closure: Is the FDIC Up to the Job?

Matthew Glans

Heartland Perspectives / The Heartland Institute / November 04, 2008

While U.S. banks have not yet reached a full-blown panic mode, there is plenty to be worried about with respect to the FDIC. Florida is not alone with ... (read more)

FDIC Is Putting Taxpayers at Huge Risk

Matthew Glans

Heartland Perspectives / The Heartland Institute / October 06, 2008

Many pro-market economists have been explaining for years that the FDIC banking system creates an intolerable risk for banks and the economy. They say ... (read more)