The Heartland Institute: Free Market Solutions

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51 article(s) found. Displaying article(s) 1 - 10.

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Research & Commentary: Federal Reserve Transparency

Matthew Glans and Brian Costin

Research & Commentary / The Heartland Institute / September 23, 2009

Given the enormous investment of current and future taxpayer dollars--$12.7 trillion--in remedying a credit crisis traceable in large part to policies of ... (read more)

New Overdraft Rules are Bad for Consumers

Matthew Glans

The Press of Atlantic City / The Press of Atlantic City / November 03, 2009

The battle over overdraft charges highlights what has become a growing concern - government's involvement in private business and its choosing of winners ... (read more)

Borrowing Trouble

Matthew Glans

Pittsburgh Tribune-Review / Pittsburgh Tribune-Review / October 14, 2009

U.S. Rep. George Miller's plan to make the government the primary provider of student loans and virtually eliminate the private loan market ("Student ... (read more)

The Cost of Being Saved from Ourselves

Matthew Glans

The Washington Times / The Washington Times / September 17, 2009

As the government begins to phase out many of its financial bailout programs, it seems appropriate to assess the cumulative effect that the massive expenditures ... (read more)

Bernanke’s Reappointment Confirms Fed’s Many Failures

Matthew Glans

The Financial Times / The Financial Times / August 28, 2009

The Obama administration’s decision to keep Ben Bernanke as chairman of the Federal Reserve affirms the Fed’s bad policy decisions over the ... (read more)

Banking Doesn't Need Further Regulation in U.S.

Matthew Glans

The Cape Cod Times / The Cape Cod Times / July 12, 2009

The decision to write or reject a loan should lie with the lender, who should carefully consider the qualifications of the borrower. Many smaller community ... (read more)

Congress Targets Credit Card ‘Swipe’ Fees

Matthew Glans

Finance, Insurance & Real Estate News / The Heartland Institute / August 01, 2009

U.S. Sens. Dick Durbin (D-IL) and Kit Bond (R-MO) have proposed congressional intervention into a long-running battle between the issuers of credit cards ... (read more)

Feds Offer Insurers Billions, But Some Reject the Money

Steve Stanek

Finance, Insurance & Real Estate News / The Heartland Institute / August 01, 2009

Some of the nation’s largest life insurance companies have said, “Thanks, but no thanks” to the Obama administration’s recent offer ... (read more)

Feds’ Stress Tests Criticized as Politicized PR Effort

Matthew Glans

Finance, Insurance & Real Estate News / The Heartland Institute / August 01, 2009

The results of government “stress tests” of banks with assets greater than $100 billion—19 banking organizations in all—have evoked ... (read more)

How Government Can Mitigate Systemic Risk Without Bailouts

Margaret M. Polski

Finance, Insurance & Real Estate News / The Heartland Institute / August 01, 2009

For the past 50 years, Americans have invested most of their financial assets in private and public capital markets. The risks we undertake and the way ... (read more)