Cato Institute

Fannie Mae, Freddie Mac, and the Future of Federal Housing Finance Policy: A Study of Regulatory Privilege

David Reiss
April 18, 2011

The federal government recently placed Fannie Mae and Freddie Mac, the government- chartered, privately owned mortgage finance companies, in conservatorship.

The Case for Gridlock

Marcus E. Ethridge
January 27, 2011

In this CATO Policy Analysis, Ethridge argues that President Obama proclaimed after the 2010 midterms that voters did not give a mandate to gridlock.

Marriage against the State: Toward a New View of Civil Marriage

Jason Kuznicki
January 12, 2011
In this Policy Analysis, Jason Kuzinski tackles the social issue of marriage and the government's entanglement in the institution.

Renewing Federalism by Reforming Article V: Defects in the Constitutional Amendment Process and a Reform Proposal

Michael B. Rappaport
January 18, 2012
According to Rappaport in this CATO Policy Analysis, the constitutional amendment procedure of Article V is defective because the national convention amendment method does not work.

Still a Better Deal: Private Investment vs. Social Security

Michael D. Tanner
February 12, 2012

In this Policy Analysis, Tanner asserts that opponents of allowing younger workers to privately invest a portion of their Social Security taxes through personal accounts have long pointed to the su

What Made the Financial Crisis Systemic?

Patric H. Hendershott and Kevin Villani
March 6, 2012

In this Policy Analysis, the authors look back on the financial crisis of 2008.

The American Welfare State: How We Spend Nearly $1 Trillion a Year Fighting Poverty—And Fail

Michael D. Tanner
April 11, 2012
This Policy Analysis for CATO examines the failure of the federal government to positively effect the poverty rate.

Ending Congestion by Refinancing Highways

Randall O'Toole
May 15, 2012
In this Policy Analysis, Randall O'Toole writes that gasoline taxes have long been the main source of funding for building, maintaining, and operating America’s highways, roads, and streets.

Questioning Homeownership as a Public Policy Goal

Morris A. Davis
May 15, 2012

In this Policy Analysis for CATO, Davis notes that U.S. housing policy has focused on promoting homeownership.

The Great Streetcar Conspiracy

Randal O'Toole
June 14, 2012

Streetcars are coming back into vogue partly because of the Obama administration’s preference for funding transportation projects that promote “livability” (meaning living without automobiles).

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