Policy Documents

High-Risk Pools: Market-Based Tools for Assisting The Uninsured

Kerry Smith –
October 15, 2001

In this article, the author asserts that as the need for access and affordability of quality health insurance coverage continues to confront the nation, an increasing majority of states have addressed at least a portion of those affected, the highest-risk individuals. To date, over 30 states have passed legislation implementing private, independent high-risk pool health plan programs to provide guaranteed access to comprehensive coverage for the chronically ill.