Texas’s Margins Tax: Principles for Reform
Texas’s franchise tax—better known as the “margins tax”—does not work as advertised. The tax has not achieved any of the goals its creators set out for it.
Comments on Report to Congress on How to Modernize and Improve the System of Insurance Regulation in the United States
The Heartland Institute is a research and educational organization devoted to discovering, developing, and promoting free-market solutions to social and economic problems.
The Case for Creating a Michigan Auto Insurance Fraud Prevention Agency
In February 2008, Pennsylvania resident Corey Middleton called the police and his insurance company to report a serious problem.
Regulating For-Profit Colleges in Ohio
The Ohio legislature is considering H.B.
The ‘Parent Trigger’ in California: Some Lessons from the Experience So Far
Five Things to Consider Before Raising Tobacco Taxes: A Review of the Research
Tobacco use poses well-known health risks. Smokers, on average, die earlier than nonsmokers.
You Call This Consensus?
Heartland Institute President Joseph Bast writes a 2011 paper examining the common sound bites surrounding the idea that there is a scientific "consensus" surrounding the idea that humans are the p
The Indiana School Scholarship Act (House Bill 1003): Commentary and Analysis
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Corrections to Fiscal Note for Taxpayers’ Savings Grants Program
Solving the Flood/Wind Problem After Hurricane Losses:
In the aftermath of a hurricane landfall, there often isn’t enough data or experience relating to the losses to make known for certain whether a given loss resulted from wind or water.
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The mission of the Heartland Institute is to discover, develop, and promote free-market solutions to social and economic problems.
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