Comments on Report to Congress on How to Modernize and Improve the System of Insurance Regulation in the United States
The Heartland Institute is a research and educational organization devoted to discovering, developing, and promoting free-market solutions to social and economic problems.
The Case for Creating a Michigan Auto Insurance Fraud Prevention Agency
In February 2008, Pennsylvania resident Corey Middleton called the police and his insurance company to report a serious problem.
Regulating For-Profit Colleges in Ohio
The Ohio legislature is considering H.B.
The ‘Parent Trigger’ in California: Some Lessons from the Experience So Far
Five Things to Consider Before Raising Tobacco Taxes: A Review of the Research
Tobacco use poses well-known health risks. Smokers, on average, die earlier than nonsmokers.
You Call This Consensus?
Heartland Institute President Joseph Bast writes a 2011 paper examining the common sound bites surrounding the idea that there is a scientific "consensus" surrounding the idea that humans are the p
The Indiana School Scholarship Act (House Bill 1003): Commentary and Analysis
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Corrections to Fiscal Note for Taxpayers’ Savings Grants Program
Solving the Flood/Wind Problem After Hurricane Losses:
In the aftermath of a hurricane landfall, there often isn’t enough data or experience relating to the losses to make known for certain whether a given loss resulted from wind or water.
State Insurance Exchanges: The Case against Implementation
State policymakers face a complex task as they decide whether to implement President Barack Obama’s health care law.
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The mission of the Heartland Institute is to discover, develop, and promote free-market solutions to social and economic problems.
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