Policy Documents

Solutions to the Problem of Health Insurance Portability

August 1, 2000

In this policy fax about the Clinton administration's muddled health care plans, the author writes that, 

One of the biggest problems facing workers in job transition is that health insurance is not “portable.” Although the average person will change jobs eight times during his working life, employees are limited in theirability to keep their health insurance during job changes and periods of unemployment. One consequence is that many employees experience “job lock,” remaining in jobs just to keep their health insurance. Most of those working for health care reform in the 103rd Congress understood the need for portability of health insurance, and many of the comprehensive reform proposals included solutions to this problem. Moreover, President Clinton recently called on the 104th Congress to consider his reform proposals for enhancing portability, though he has been vague about what his proposals are.