Policy Documents

Uninsured Rates Rise Dramatically in States with Strictest Health Insurance Regulations (summary)

Melinda L. Schriver and Grace-Marie Arnett –
August 14, 1998

In this article, the authors discuss 16 states who, between 1990 and 1994, passed aggressive laws mandating that health insurance be accessible by increasing the availability to their uninsured residents.  By 1996, all 16 states had experienced the opposite effect when the percentage of the uninsured population actually grew annually eight times in comparison to the other 34 states.  Furthermore, the authors suggest what lawmakers should focus on policies that help the uninsured obtain health insurance thus giving the consumer the ability to purchase that they own/control themselves within a free and competitive market.